6-Step Process
Financial optimisation can be daunting, which is why many people choose to work with a Qualified Financial Adviser. You face numerous options and uncertainties when planning your financial future. Complex legislation and industry requirements continue to evolve, making expert, updated guidance more valuable than ever.
MyFuture's Qualified Financial Advisers follow the proven, internationally recognised 6-step financial planning process to help clients identify and reach specific financial objectives. We don't just provide advice – we establish long-term relationships with our clients, becoming their trusted adviser for life.
When working with our team, we guide you through every step to find your financial path and stay on it. We’ll evaluate your financial status and help you achieve personal objectives for a successful, financially independent future. We provide financial planning for students.
What is our 6-Step Financial Advice Process?
The 6-step financial advice process is the international benchmark for financial planning. This holistic approach is proven to increase the likelihood of you achieving your financial goals.
Understand Your Decision
We start by understanding your goals, financial position, and the decision you’re trying to make. You may already have done your own research, used AI, listened to podcasts, or compared options. That’s completely fine — our role is to understand where you’re at and where you feel stuck. We do this during a Discovery Session.
Validate, Refine or Rebuild
Next, we review your situation, run the numbers, and assess the options available to you. Sometimes your thinking is on the right track. Sometimes it needs refining. And sometimes a different strategy is required. Our job is to help you make a confident, well-informed decision based on your life, your goals and your long-term financial future.
Take Action
A good decision only matters if it gets implemented. Once you decide on the right strategy, we help you put it in place. Whether that involves restructuring lending, setting up investments, reviewing insurance, updating KiwiSaver, or working with other professionals. We don’t just hand you a plan and leave you to figure it out. We're here with you for the entire journey.
Stay Accountable
This is where long-term progress happens. We continue to monitor your position, review your strategy, and help keep you accountable as life changes. Whether interest rates move, your income changes, you receive an inheritance, buy a property, or simply need guidance on the next decision, we’re here to help you stay on track.
Frequently Asked Questions
Get Ahead With Quality Financial Advice
Ready to take control of your finances? Our Qualified Financial Advisers guide you through the six-step process regardless of your uncertainties and challenges. We analyse your specific circumstances, establish an achievable financial plan, and monitor your performance on a regular basis to ensure our advice remains relevant as your life changes. Experience the MyFuture difference, where exceptional client care meets expert guidance on building wealth and investments.